Oriental Bank Of Commerce

Oriental Bank of Commerce provides various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations segments. The company offers deposit products, including salary accounts, savings accounts, deposit accounts, current accounts, term deposits, tax saving term deposits, capital gain accounts, and progressive deposits, as well as yuva accounts. Its loans consist of housing, education, vehicle, and personal loans; loans to traders, doctors, other professionals, women, and small and medium enterprises; loans against property, gold ornaments, and deposits; earnest money; finance against government securities; reverse mortgage schemes; micro, and small and medium enterprises/business loans; and agricultural loans and other loan schemes, as well as finances autos and taxis and advances to minority communities. The company also offers mediclaim services; non-resident Indian services; Internet banking, real time gross settlement system, national electronic funds transfer system, and online tax payment services; and application supported by blocked amount, DMAT accounts, foreign remittance, cash management, and mobile banking services. In addition, it provides third party products, such as life and general insurance products, mutual funds, and unique identification cards; credit cards; and foreign exchange and merchant banking services, as well as engages in treasury operations, including dealing in securities and money market operations. As of March 31, 2018, it operated approximately 2,389 branches and 2632 automated teller machines. The company was incorporated in 1901 and is headquartered in New Delhi, India.