Debt Defense Services

DDS invokes the laws and statutes found in the Fair Debt Collection Practices Act, and other laws to protect you from third party debt collectors, fraudulent debt collection practices, and violations of your rights. Our procedure essentially audits the account upon which collectors are trying to make you pay; we require your collector to provide validation, verification, and proof of their legal authority to collect from you. Recently, over 10,000 debt cases were dismissed in Maryland due to a debt collector not being licensed (not having legal authority) to collect. [view news] Due to legal technicalities, fraud by some collectors, or a lack of records from the original creditor, debt collectors are most often unable to legally validate and collect the debt. Because DDS uses an attorney and a variety of laws to demand full verification of the source, validity, and legal authority of the debt collector to pursue you, they often cease collection; should they not cease collection or file a suit, our pr